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Our team

Executive Directors

Howard Roberts

Executive Director of Finance and Performance

Howard was appointed as Executive Director of Finance & Performance in January 2019. During his early career he specialised in the delivery of corporate finance, and audit and advisory services for a wide range of organisations across the UK – from listed businesses through to OMB’s and charities. More recently he has held a number of executive and non-executive roles within the social housing sector and related fields – in the North West – gaining considerable expertise in the formulation and delivery of financial and commercial strategy, resolution of M&A’s and corporate restructures, business development, and business assurance.

Sharon Marsh

Executive Director of Customer Insight

Sharon joined Livv Housing Group in 2012 and has over 20 years’ experience in leadership and HR roles across the public and private sectors. Over the past seven years, she has developed a robust ‘People Framework’ that supports our employees across the Group to develop, deliver and fulfil their potential.

With a passion for people, her role plays a vital part in our Executive Director Team and is key in helping the Group fulfil its strategic ambitions.

Tony Cahill

Executive Director of Property

Tony is a dynamic leader with extensive experience in the commercial sector, delivering successful products and services contracts to a variety of public and private organisations.

Tony believes in keeping his thinking innovative and is committed to formulating new ways for Livv to approach the opportunities and challenges which people and communities are facing now and in the long term.

He empowers teams to transform their fantastic ideas into reality and is a huge advocate of the power of partnerships in generating opportunities for creating success.

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Group Board

Philip Raw (FRICS, FBEng)

Group Board Chair and Remuneration and Nominations Committee Member

Philip is a chartered surveyor, with strong executive and non-executive experience in the profit, not for profit and charitable sectors within Care Quality Commission, Social Housing Regulator and Charities Commission regulatory framework.

Philip’s experience in the private sector bridges national, local, public and private housing work including development and legal court work.

He’s an experienced Chairman, who has worked in partnership with CEOs and Executive teams to deliver transformational change at scale, performance improvement and mergers and acquisitions.

He has over 20 years of experience in the Registered Provider sector as a chair and non-executive director, during a period of increasing demands on Governance and regulatory control.

Steve Agger

Vice Chair of the Board and Chair of Customer Services Committee

Steve has a wealth of experience establishing and managing high achieving teams and partnerships across the country; in local government, private housing and the third sector. His key focuses are empowering communities and working in partnership to improve lives.








Eleanor Bowden

Board Member and Chair of Remuneration and Nominations Committee

Eleanor is an independent consultant on housing projects that are aimed at enhancing affordability, quality, and sustainability in the UK.

She currently works with bluechip companies on retrofit in social housing. She is also part of a national innovation project, backed by the UK government, that seeks to raise the standards of private rented sector homes.

With a diverse background including roles at Homes England, Legal & General Affordable Homes, Local Authorities, RPs and social impact investment, Eleanor brings a great deal of expertise to her work for Livv Housing Group. Her contributions to the sector are award-winning, with recognition from Property Week, Estates Gazette, and Grant Thornton.

Tony Deakin

Board Member and Chair of Audit and Risk Committee

Tony is a chartered accountant. He’s worked in the social housing sector for 25 years in both Executive and Non-Executive positions. As well as his Non-Executive Director (NED) role with Livv Housing Group, Tony’s other NED appointments in the social housing sector in England are at Shropshire Towns & Rural Housing (Shropshire Council’s ALMO) and One Manchester.








Phil Pemberton

Board Member and Audit and Risk Committee Member

Phil is a housing professional with over 40 years’ experience, with over half of this spent working at Director Level in both the public and private sector. He specialises in Property and Asset Management and is currently working for The Riverside Group where he’s responsible for their London and South portfolio.

Over the last 14 years, Phil has also held several non-executive positions in housing and is currently Chair of a subsidiary board. He sits on several national committees including the National Housing Maintenance Forum committee and the Direct Works steering group. Phil is particularly interested in achieving great customer service, supporting communities, introducing innovation and tackling climate change.

John Ray

Board Member and Remuneration and Nominations Committee Member and Chair of Business Development, Growth and Investment Committee

John is the Director of Commercial & Procurement at Full Fibre Limited, a builder and operator of ultrafast broadband networks. He has previously held Asset Management roles at Manchester Airport Group and was a management consultant in the Major Projects division of EY.

John is a Chartered Quantity Surveyor.









Nicola Waterworth

Board Member and Customer Services Committee Member, Chair of First Ark Social Investment Board, and Chair of Livv and Flourish Committee

Nicola is a social policy leader creating systems change through enabling people to collaborate well. Nicola is Strategic Lead for Ageing in Place at the GM Ageing Hub at Greater Manchester Combined Authority, where her work on the ‘Ageing in Place Pathfinder’ focuses on hearing and valuing the voices of people in mid and later life in order to change and improve outcomes in their neighbourhoods.

Throughout her career Nicola has championed collaboration, co-production and social investment to create change and tackle inequality. Nicola is an experienced coach and facilitator and an advocate for the power of creativity and culture in mobilising social change.

Nicola has held several trustee roles with national and local organisations.

Ann Gibbons

Board Member and Customer Services Committee Member and Board Lead for Complaints

Ann started her career in hospitality working in hotels and restaurants across Europe. Whilst working for Whitbread, she developed her leadership skills attending the Disney Institute of Leadership in Florida and delivered leadership programmes supporting the launch of new brands.

After this she worked in retail financial services at Santander and Yorkshire Bank, then following the banking crisis of 2008 merged three failed Regional Building Societies into Nationwide Building Society.

She has spent 11 years working as an Executive Director in the housing and social care sector at Anchor, Metropolitan and post-merger, Metropolitan Thames Valley Housing as Executive Director of Customer Services.



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Organisational structure

As a community-based social business that plays an active part in the alliance of housing associations working in the Liverpool City Region, we’re about much more than building and managing homes.